Legal Agreement

Terms & Conditions

event Effective Date: business TOUCHSTONE LENDING PRIVATE LIMITED verified CIN: U67120WB1995PTC076057
01

Company Information

These Terms & Conditions are issued by TOUCHSTONE LENDING PRIVATE LIMITED (CIN: U67120WB1995PTC076057), incorporated on 22 March 2017 and registered with the Registrar of Companies, Kolkata. The company is a registered Non-Banking Financial Institution (NBFC) with the Reserve Bank of India (Certificate No. B-05.03720, 23 June 2017) and does not accept public deposits.

RBI Certificate

B-05.03720 (23 June 2017)

Last AGM

October 2025

Last Balance Sheet

FY 2024-25 (31 March 2025)

location_on Registered Office: 16 Strand Road, Diamond Heritage, 14th Floor, Room No.-1402, Kolkata – 700001, West Bengal, India.

02

Acceptance & Use of Services

By accessing our website, submitting an enquiry, applying for any financial product, or using any service provided by TOUCHSTONE LENDING PRIVATE LIMITED, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.

You agree to provide accurate and complete information throughout your interaction with the Company and comply with all applicable laws, regulatory requirements, and company policies.

warning Important Notice: If you do not agree with any provision of these Terms & Conditions, you should discontinue the use of our website and services immediately.

03

Services, Payments & Responsibilities

  • check_circle All financial products and services are subject to eligibility verification and internal approval processes.
  • check_circle Customers are responsible for providing accurate KYC, identity, and financial information during the application process.
  • check_circle Any applicable fees, charges, repayments, or penalties shall be governed by the executed loan agreement and applicable laws.
  • check_circle TOUCHSTONE LENDING reserves the right to approve, reject, suspend, or discontinue any application or service at its sole discretion, subject to regulatory guidelines.
  • gavel Any misuse of the website, submission of false information, fraudulent activity, or violation of these Terms may result in cancellation of services and appropriate legal action.
04

Governing Law & Limitation of Liability

These Terms & Conditions shall be governed by the laws of India.

Any disputes arising from the use of our services shall be subject to the jurisdiction of the competent courts located in Kolkata, West Bengal, unless otherwise required under applicable law.

TOUCHSTONE LENDING PRIVATE LIMITED shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of its website or services beyond the extent permitted under applicable law.

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Registered Office

16 Strand Road, Diamond Heritage, 14th Floor, Room No.-1402, Kolkata – 700001, West Bengal, India.

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Regulatory Authority

Registrar of Companies, Kolkata | Government of India